95jl Casino – Terms & Conditions

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and 95jl ("95jl," "we," "us," or "our") governing your access to and use of the 95jl online gaming platform, including all games, services, promotions, and features available at 95jl.one (the "Platform").

By registering an account, accessing the Platform, or placing any wager on 95jl, you confirm that you have read, understood, and agree to be bound by these Terms in their entirety, together with our Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference.

If you do not agree to these Terms, you must immediately cease using the 95jl Platform and close your account. Continued use of the Platform following any amendment to these Terms constitutes your acceptance of the revised Terms.

To register and use the 95jl Platform, you must satisfy all of the following eligibility requirements:

• You must be at least 21 years of age, as required by Philippine gaming regulations enforced by PAGCOR.
• You must be a natural person with full legal capacity to enter into binding contracts under Philippine law.
• You must not be a resident of any jurisdiction where online gambling is prohibited by applicable law.
• You must not be a current employee, contractor, director, or officer of 95jl, or an immediate family member of such a person.
• You must not have been previously excluded or banned from the 95jl Platform for any reason.
• You must not be registered on any self-exclusion list maintained by 95jl or any Philippine gaming regulatory body.

95jl reserves the right to request documentary proof of age and identity at any time. Failure to provide satisfactory verification documents within the timeframe specified by 95jl may result in account suspension and withholding of pending withdrawals pending verification.

Each player may register only one (1) account on the 95jl Platform. The creation of multiple accounts by a single individual — whether using different names, email addresses, mobile numbers, or payment methods — is strictly prohibited and constitutes a material breach of these Terms.

When registering your 95jl account, you agree to:

• Provide accurate, complete, and truthful information, including your full legal name, date of birth, and Philippine mobile number.
• Maintain and promptly update your account information to ensure it remains accurate and current at all times.
• Keep your login credentials (username and password) strictly confidential and not share them with any third party.
• Notify 95jl immediately if you suspect unauthorized access to your account.
• Accept full responsibility for all activity conducted through your account, whether authorized by you or not.

95jl reserves the right to refuse registration, suspend, or permanently close any account at its sole discretion, including where it suspects fraudulent activity, identity misrepresentation, or violation of these Terms.

All financial transactions on the 95jl Platform are conducted in Philippine Peso (PHP). 95jl supports the following payment methods for Filipino players:

• E-Wallets: GCash, PayMaya (Maya)
• Bank Transfer: BPI, BDO, Metrobank, UnionBank, Landbank, P NB, Security Bank
• Debit Card: Visa and Mastercard debit cards issued by Philippine banks

The following payment methods are not accepted on 95jl: cryptocurrency of any kind, and credit cards (credit card gambling deposits are prohibited under Philippine regulations).

Deposits: Deposits are credited to your 95jl account in real time or within a few minutes depending on the payment method used. Minimum and maximum deposit limits apply and are displayed at the time of transaction. 95jl does not charge fees on deposits, though your payment provider may apply their own charges.

Withdrawals: Withdrawal requests are subject to identity verification (KYC). Players must withdraw using the same payment method used for their most recent deposit where technically possible. 95jl processes approved withdrawal requests within the timeframes published on the Platform. 95jl reserves the right to request supporting documentation before processing any withdrawal.

95jl offers various bonuses and promotional offers to eligible Filipino players from time to time, including welcome bonuses, reload bonuses, cashback offers, and VIP rewards. All bonuses are subject to the following general conditions, in addition to any promotion-specific terms:

• Bonuses are available to eligible registered players only and cannot be transferred, exchanged for cash, or combined with other offers unless explicitly stated.
• All bonus funds are subject to wagering requirements ("rollover") before they may be withdrawn. The applicable rollover multiplier is specified in each promotion's individual terms and conditions.
• 95jl reserves the right to determine which games contribute to wagering requirements and at what percentage. Live casino games, slots, and sports bets may contribute at different rates.
• Bonuses must be claimed within the validity period stated in the promotion. Expired bonuses will be automatically removed from the player's account.
• Only one welcome bonus may be claimed per player, per household, per IP address, and per payment method.
• 95jl reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice.
• Any attempt to abuse, exploit, or manipulate bonus terms — including through the use of multiple accounts, coordinated betting, or other fraudulent means — will result in immediate account suspension and forfeiture of all bonus funds and associated winnings.

All games available on the 95jl Platform — including slots, live casino, bingo, sports betting, and sabong — are governed by individual game rules published on the Platform. Players are responsible for familiarizing themselves with the applicable rules before placing any wager.

• All random number generator (RNG) games on 95jl use certified RNG technology to ensure fair and unpredictable outcomes. Results are independently audited on a regular basis.
• Live casino games are streamed from regulated studios and are subject to the rules of the respective game as announced by the dealer at the time of play.
• In the event of a technical malfunction, disconnection, or system error during a game round, 95jl reserves the right to void the affected round and refund the wager to the player's account. Winnings generated during a confirmed malfunction are not valid and will not be paid out.
• 95jl's decision on all game outcomes, disputes, and technical matters is final and binding, subject to applicable Philippine regulatory review processes.
• Sports betting outcomes are determined by official results from the relevant governing body (e.g., PBA, NBA, UFC, boxing federations). 95jl reserves the right to void bets where results are disputed or where the integrity of the event is in question.

The following activities are strictly prohibited on the 95jl Platform. Engaging in any prohibited conduct may result in immediate account suspension, permanent ban, forfeiture of all balances, and referral to Philippine law enforcement authorities where applicable:

• Registering or using an account on behalf of another person without their explicit written consent.
• Providing false, misleading, or fraudulent information during registration or at any point during the use of the Platform.
• Using automated software, bots, scripts, or any artificial intelligence tools to place bets or interact with the Platform in a manner not intended for human players.
• Exploiting software bugs, errors, or vulnerabilities in the Platform to gain an unfair advantage.
• Colluding with other players to manipulate game outcomes, particularly in live poker or other competitive game formats.
• Engaging in money laundering, fraud, or any other illegal financial activity through the Platform.
• Attempting to reverse-engineer, decompile, or otherwise tamper with the 95jl Platform's software or security systems.
• Harassing, threatening, or abusing 95jl staff, live dealers, or other players through any communication channel on the Platform.

All content on the 95jl Platform — including but not limited to the 95jl brand name, logo, website design, graphics, game interfaces, text, software, and promotional materials — is the exclusive intellectual property of 95jl or its licensed content providers and is protected by applicable Philippine and international intellectual property laws.

Players are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for personal, non-commercial entertainment purposes. This license does not permit you to:

• Copy, reproduce, distribute, or publicly display any content from the Platform without prior written consent from 95jl.
• Use the 95jl brand name, logo, or trademarks in any manner that implies endorsement or affiliation without authorization.
• Create derivative works based on any content from the Platform.

Any unauthorized use of 95jl's intellectual property may result in legal action under applicable Philippine law.

To the fullest extent permitted by applicable Philippine law, 95jl, its directors, officers, employees, agents, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Platform, including but not limited to:

• Loss of funds resulting from unauthorized access to your account due to your failure to maintain credential security.
• Interruption, suspension, or termination of the Platform or any game due to technical issues, maintenance, or circumstances beyond 95jl's reasonable control.
• Losses arising from reliance on information published on the Platform, including odds, statistics, or promotional content.
• Any delay in processing deposits or withdrawals caused by third-party payment providers, including GCash, PayMaya, or Philippine banks.

The 95jl Platform is provided on an "as is" and "as available" basis. 95jl makes no warranties, express or implied, regarding the Platform's fitness for a particular purpose, uninterrupted availability, or freedom from errors.

95jl collects, processes, and stores personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.

Key data practices include:

• Personal information collected during registration (name, date of birth, mobile number, address) is used for account management, identity verification, and regulatory compliance.
• Transaction data is retained for the period required by Philippine anti-money laundering regulations.
• 95jl uses industry-standard 256-bit SSL encryption to protect all data transmitted between your device and the Platform.
• 95jl does not sell your personal data to third parties. Data may be shared with regulatory authorities, payment processors, and identity verification providers as required by law or to deliver Platform services.

For full details on how 95jl handles your personal data, please review our Privacy Policy.

95jl is committed to promoting responsible gaming among all Filipino players. We provide the following tools and resources to help players maintain control over their gaming activity:

• Deposit Limits: Players may set daily, weekly, or monthly deposit limits on their account at any time.
• Session Time Reminders: Players may configure session duration alerts to be notified when they have been playing for a specified period.
• Self-Exclusion: Players who wish to take a break from gaming may request a temporary or permanent self-exclusion through the 95jl support team. Self-exclusion requests are processed promptly and cannot be reversed during the exclusion period.
• Reality Checks: Periodic on-screen reminders of time spent and amounts wagered are available to all players.

95jl reserves the right to amend, update, or replace these Terms at any time at its sole discretion. When material changes are made, 95jl will notify registered players via email or an in-platform notification at least seven (7) days before the changes take effect, where reasonably practicable.

The most current version of these Terms will always be available on the Platform at /terms-conditions. The "Last Updated" date at the top of this page reflects when the Terms were most recently revised.

Your continued use of the 95jl Platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using the Platform and may request account closure by contacting 95jl support.

These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

In the event of a dispute between a player and 95jl, the parties agree to first attempt to resolve the matter through good-faith negotiation. Players may contact 95jl's customer support team to initiate the dispute resolution process.

If a dispute cannot be resolved through negotiation within thirty (30) days, either party may refer the matter to the appropriate Philippine regulatory authority or competent courts of the Philippines, which shall have exclusive jurisdiction over all disputes arising from these Terms.

Nothing in this clause limits a player's statutory rights under applicable Philippine consumer protection laws.

If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the 95jl support team through the following channel:

• Email: [email protected]
• Live Chat: Available 24/7 via the 95jl Platform on Philippine Standard Time
• Support Hours: Round-the-clock, 365 days a year

For responsible gaming support and self-exclusion requests, please visit our dedicated Responsible Gaming page.