95jl Casino – Privacy Policy

This Privacy Policy ("Policy") describes how 95jl ("95jl," "we," "us," or "our") collects, uses, stores, shares, and protects the personal data of individuals ("you," "Player," or "User") who access or use the 95jl online gaming platform at 95jl.one (the "Platform"), including all associated games, services, promotions, and features.

95jl is committed to protecting the privacy and personal data of all Filipino players in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and its Implementing Rules and Regulations, as enforced by the National Privacy Commission (NPC). This Policy is designed to meet and exceed the requirements of Philippine data protection law.

By registering an account on 95jl, accessing the Platform, or otherwise providing your personal data to us, you acknowledge that you have read and understood this Privacy Policy and consent to the collection and processing of your personal data as described herein. If you do not agree to this Policy, please do not use the 95jl Platform.

This Privacy Policy should be read together with our Terms & Conditions and Responsible Gaming Policy, which are incorporated by reference.

For the purposes of the Philippine Data Privacy Act of 2012, 95jl acts as the Personal Information Controller (PIC) in respect of the personal data collected through the Platform. As PIC, 95jl determines the purposes and means of processing your personal data.

Where 95jl engages third-party service providers to process personal data on its behalf — such as payment processors, identity verification providers, or cloud hosting services — those parties act as Personal Information Processors (PIPs) and are contractually bound to process your data only in accordance with 95jl's instructions and this Privacy Policy.

If you have any questions about how 95jl processes your personal data, or wish to exercise any of your data subject rights, please contact our Data Protection Officer (DPO) using the contact details provided in Section 14 of this Policy.

95jl collects the following categories of personal data from Filipino players:

95jl collects personal data through the following means:

• Direct Collection: Information you provide when registering your 95jl account, completing identity verification, making deposits or withdrawals, contacting customer support, or participating in promotions.
• Automated Collection: Technical and usage data collected automatically when you access the Platform, including through cookies, web beacons, server logs, and similar tracking technologies. See Section 8 for full details on our cookie practices.
• Third-Party Sources: Identity and fraud-check data received from KYC verification providers, payment processors (GCash, PayMaya, Philippine banks), and fraud prevention services, where you have authorized such sharing or where required by law.
• Publicly Available Sources: In limited circumstances, 95jl may verify information against publicly available Philippine government databases or records for identity and fraud prevention purposes.

95jl uses your personal data for the following specific purposes:

• Account Management: To create, maintain, and manage your 95jl player account, including verifying your identity and age (21+ requirement) in compliance with Philippine gaming regulations.
• Transaction Processing: To process deposits and withdrawals in Philippine Peso (PHP) via GCash, PayMaya, bank transfer, and debit card, and to maintain accurate financial records.
• Regulatory Compliance: To comply with obligations under Philippine law, including PAGCOR licensing requirements, the Anti-Money Laundering Act (AMLA), and the Data Privacy Act of 2012.
• Fraud Prevention and Security: To detect, investigate, and prevent fraudulent activity, money laundering, unauthorized account access, and other illegal conduct on the Platform.
• Customer Support: To respond to your inquiries, resolve disputes, and provide technical assistance through our 24/7 support channels.
• Responsible Gaming: To monitor gaming activity for signs of problem gambling, enforce self-exclusion requests, and apply deposit or session limits set by the player.
• Platform Improvement: To analyze usage patterns and technical performance data to improve the 95jl Platform, fix bugs, and develop new features for Filipino players.
• Marketing Communications: To send you promotional offers, bonus notifications, and platform updates — but only where you have given explicit consent to receive such communications. You may opt out at any time.

Under the Philippine Data Privacy Act of 2012, 95jl processes your personal data on the following legal bases:

• Contractual Necessity: Processing required to perform our contract with you — i.e., to operate your 95jl account, process transactions, and deliver gaming services as described in our Terms & Conditions.
• Legal Obligation: Processing required to comply with Philippine laws and regulations, including PAGCOR licensing conditions, AMLA reporting obligations, and NPC data protection requirements.
• Legitimate Interests: Processing necessary for 95jl's legitimate business interests, including fraud prevention, platform security, and service improvement, where these interests are not overridden by your data protection rights.
• Consent: Processing based on your freely given, specific, informed, and unambiguous consent — primarily for marketing communications and optional personalization features. You may withdraw consent at any time without affecting the lawfulness of prior processing.

95jl does not sell your personal data. We share your personal data only in the following limited circumstances:

• Payment Processors: GCash, PayMaya, and Philippine banking partners (BPI, BDO, Metrobank, UnionBank, Landbank, PNB, Security Bank) receive the financial data necessary to process your deposits and withdrawals. These providers are bound by their own privacy policies and Philippine financial regulations.
• Identity Verification Providers: Third-party KYC and age verification services receive identity data to confirm that players meet the 21+ age requirement and to comply with PAGCOR and AMLA obligations.
• Regulatory Authorities: PAGCOR, the Anti-Money Laundering Council (AMLC), the National Privacy Commission (NPC), and other Philippine government bodies may receive data as required by law, court order, or regulatory directive.
• Fraud Prevention Services: Specialist fraud detection providers may receive technical and usage data to identify and prevent fraudulent activity on the Platform.
• Cloud and Hosting Providers: Infrastructure providers that host the 95jl Platform process technical data on our behalf under strict data processing agreements that comply with Philippine data protection standards.
• Business Transfers: In the event of a merger, acquisition, or sale of all or part of 95jl's business, your personal data may be transferred to the acquiring entity, subject to the same privacy protections described in this Policy.

95jl uses cookies and similar tracking technologies to operate and improve the Platform. Cookies are small text files stored on your device when you visit the 95jl website. We use the following types of cookies:

• Essential Cookies: Required for the Platform to function correctly, including maintaining your login session, remembering your language preferences, and enabling secure transactions. These cookies cannot be disabled without affecting Platform functionality.
• Analytics Cookies: Used to collect anonymized data about how Filipino players use the Platform — such as which games are most popular and how players navigate the site — to help us improve the user experience.
• Security Cookies: Used to detect and prevent fraudulent activity, unauthorized access attempts, and other security threats on the Platform.
• Preference Cookies: Used to remember your settings and preferences, such as your preferred language and display options, to personalize your 95jl experience.

You can manage cookie preferences through your browser settings. Note that disabling essential cookies may prevent you from accessing certain features of the 95jl Platform, including your account login.

95jl implements comprehensive technical and organizational security measures to protect your personal data against unauthorized access, disclosure, alteration, or destruction. Our security measures include:

• 256-bit SSL/TLS Encryption: All data transmitted between your device and the 95jl Platform is encrypted using industry-standard SSL/TLS protocols.
• Encrypted Data Storage: Sensitive personal and financial data is encrypted at rest using AES-256 encryption on secure servers.
• Access Controls: Access to personal data is restricted to authorized 95jl personnel on a strict need-to-know basis. All staff with data access undergo regular privacy and security training.
• Two-Factor Authentication: 95jl supports two-factor authentication (2FA) for player accounts to provide an additional layer of security beyond username and password.
• Regular Security Audits: The Platform undergoes regular independent security assessments and penetration testing to identify and remediate vulnerabilities.
• Incident Response: 95jl maintains a documented data breach response plan. In the event of a breach affecting your personal data, we will notify you and the NPC within the timeframes required by Philippine law.

95jl retains your personal data for the following periods, after which data is securely deleted or irreversibly anonymized:

• Account Data: Retained for the duration of your active 95jl account, plus five (5) years following account closure, as required by Philippine anti-money laundering regulations.
• Transaction Records: Financial transaction records are retained for a minimum of five (5) years in compliance with the Anti-Money Laundering Act of 2001 (as amended) and PAGCOR reporting requirements.
• KYC and Identity Documents: Identity verification documents are retained for five (5) years following account closure or the completion of the relevant transaction, whichever is later.
• Customer Support Records: Support communications are retained for three (3) years following the resolution of the relevant inquiry or dispute.
• Technical and Usage Logs: Server logs and usage data are retained for up to twelve (12) months for security and fraud prevention purposes, after which they are anonymized or deleted.
• Marketing Consent Records: Records of your marketing consent or opt-out are retained for the duration of your account plus three (3) years to demonstrate compliance.

Under the Philippine Data Privacy Act of 2012, you have the following rights in relation to your personal data held by 95jl:

• Right to Be Informed: The right to be informed about how your personal data is collected and processed — which this Privacy Policy fulfills.
• Right of Access: The right to request a copy of the personal data 95jl holds about you, along with information about how it is being used.
• Right to Rectification: The right to request correction of any inaccurate or incomplete personal data held by 95jl.
• Right to Erasure: The right to request deletion of your personal data where it is no longer necessary for the purposes for which it was collected, subject to 95jl's legal retention obligations.
• Right to Object: The right to object to the processing of your personal data for direct marketing purposes or where processing is based on legitimate interests.
• Right to Data Portability: The right to receive your personal data in a structured, commonly used, machine-readable format and to transmit it to another controller where technically feasible.
• Right to Lodge a Complaint: The right to lodge a complaint with the National Privacy Commission (NPC) if you believe 95jl has violated your data privacy rights.

To exercise any of these rights, please contact our Data Protection Officer using the details in Section 14. We will respond to all verified requests within thirty (30) days, as required by Philippine law. We may need to verify your identity before processing your request.

The 95jl Platform is strictly intended for adults aged 21 years and above, in accordance with Philippine gaming regulations. 95jl does not knowingly collect personal data from individuals under the age of 21.

If 95jl discovers or has reason to believe that a registered account belongs to a person under 21 years of age, the account will be immediately suspended, all funds will be forfeited, and any personal data collected will be deleted in accordance with our data retention policy and applicable Philippine law.

If you are a parent or guardian and believe that your child under 21 has registered an account on 95jl or provided personal data to us, please contact our support team immediately so we can take appropriate action.

95jl reserves the right to update or amend this Privacy Policy at any time to reflect changes in our data practices, Philippine legal requirements, or Platform features. When material changes are made, we will notify registered players via email or an in-platform notification at least seven (7) days before the changes take effect, where reasonably practicable.

The most current version of this Privacy Policy will always be available on the Platform at /privacy-policy. The "Last Updated" date at the top of this page reflects when the Policy was most recently revised.

Your continued use of the 95jl Platform after the effective date of any amendment constitutes your acceptance of the revised Privacy Policy. If you do not agree to the amended Policy, you must cease using the Platform and may request account closure by contacting our support team.

If you have any questions, concerns, or requests regarding this Privacy Policy or the way 95jl handles your personal data, please contact our Data Protection Officer (DPO) through the following channel:

• Email: [email protected]
• General Support Email: [email protected]
• Live Chat: Available 24/7 via the 95jl Platform
• Response Time: We aim to respond to all privacy-related inquiries within five (5) business days and to fulfill data subject requests within thirty (30) days.

If you are not satisfied with our response, you have the right to lodge a complaint with the National Privacy Commission of the Philippines (NPC) at privacy.gov.ph.